Guardian Debt Relief is a debt negotiation company based in the Financial District in New York City. They have started their business on 15th October 2012. Their core service is debt negotiation, but Guardian Debt Relief also serves as an expert resource for financial education.

Guardian Debt Relief Debt Settlement Review

The Better Business Bureau (BBB) has officially recognized Guardian Debt Relief as an accredited debt relief provider. The American Fair Credit Counsel (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA) have both recognized Guardian for its strong ethical values and compliance with the regulations set forth by the Federal Trade Commission. Guardian Debt Relief dedicates its resources to helping you get out of debt as fast and effortlessly as possible.


They provide a real alternative to traditional debt consolidation or credit killing bankruptcy. Plus, the plethora of unsecured debts they handle will surely cover what plagues your finances. Credit cards, utilities, medical bills, personal loans and more can be handled through Guardian Debt Relief.



Unsecured Debt Solutions

Guardian Debt Relief only sever clients who possess unsecured forms of debt and these may include but not limited to :

  • Credit card bills
  • Medical bills
  • Utility bills
  • Private student loans

If you have unsecured debt or loans or aren’t sure if you they are unsecured, then they will help you find out if your debts qualify for their debt negotiation services in your free phone consultation.


Minimum Debt Requirements

If your debts qualify for their debt negotiation services then you will need to have their minimum requirements like below

  • Your unsecured debt must be more then $5,000
  • You must able to make monthly payments
  • You must able to Financial Hardships

Before you work with Guardian Debt Relief you must know that they will work with you to customize a monthly payment program you can afford. They will only settle your outstanding debt once you have accumulated sufficient funds in your savings account. Beside itsdebt negotiation program takes 24 to 48 months. However, it depends on you and your ability to maintain your payments in the monthly savings program. When you will complete their program, your all unsecured debt enrolled will be fully paid off.


Guardian Debt Accreditations

  • A+ Rating from the Better Business Bureau (BBB)
  • IAPDA Accredited
  • AFCC Accredited
  • Member of U.S. Chamber of Commerce
  • Top Debt Settlement Company according to
  • Top Debt Consolidation Company according to


Read a review of Guardian Debt Relief’s client

“I went overboard with my credit card when l lost my job and l didn’t know how l would pay it back! Thank God for Guardian Debt Relief, they really saved me. l was so uneasy about all these debt relief companies because there are so many of them! But Guardian Debt Relief was so understanding and professional, they really worked with me! I am glad l went with them, because they cut my debt at least 35% or so!  Thanks again Guardian Debt Relief!”


Guardian Debt Relief have a dedicated team to give you support. If you will have any question or will need any information then just call them at (888) 986-9939 (toll free) and they will answer your every question.

If you have experience with this company then don’t forget to share your experience with us. Your valuable feedback will help others to make decision.